This proposal is contained in the response to the bill, which was sent to the State Duma, Vedomosti reports.
To date, the volume of purchases using installment services is limited to 15 thousand rubles. The new threshold of 50 thousand rubles, in case of adoption of the law, is planned to be introduced from January 1, 2026.
Photo: ru.freepik.com
The authors of the bill explain this decision by changes in prices, the availability of goods and services, as well as increased competition in the market. Increasing the limit can stimulate the market by allowing consumers to arrange installments for more expensive purchases, including imported goods.
According to T-Bank, the volume of transactions through installment services in Russia in 2024 increased by 60% compared to 2023, from 180 to 300 billion rubles. It is expected that in 2025 its volume will reach 400 billion rubles.
